ROI upto 300%: No money No problem - No YEM No Problem. SDAM Club accepts (YEM Your Everyday Money)

DeFi (Decentralized Finance) revolutionizes traditional finance by offering open permissionless financial services powered by blockchain. SDAM.Club accepts YEM (Your Everyday Money) a stable and secure digital currency as the main input Asset that you can use to receive ROIs.
SDAM's DeFi enables instant, low-cost global transactions without intermediaries. Thus, by accepting YEM it's combining the stability of fiat with the efficiency of crypto, making it ideal for world financial inclusivity.

Welcome to Swiss Digital Asset Management Club (SDAM)
SDAM is the present and the future of DeFi and by accepting YEM (Your Everyday Money) as the main participating Digital Currency its setting a precedent accepting worldwide participants in an everyday more inclusive financial world. YEM is a Benchmark Coin a stable digital reference currency, which price is set at (1YEM = 1CHF) and you can use it to participate in several DeFi programs withing the SDAM Club and with the possibility to gain substantial ROI as a YEM Holder or as a YEM Borrower, so (No YEM – NO Problem)

IMPORTANT NOTICE:
Exclusivity: Only Digital Wallet Holders can participate ( https://sdam.club ) If you don’t have a Digital Wallet, get one free at: ( https://digitalwaller.center )

Limitation: Each program is available 5,000 times.
Fixed Input Amounts: Each program requires a specific input amount, paid exclusively in YEM (digital currency). If you don’t have YEM that is not a problem because the (SDAM´s DeFi with YEM) allows you to borrow the YEM you need at CERO interest cost.

Fixed Durations: Programs run for set periods ranging from 12 to 60 months.
One-Time Participation: Each program can be booked only once per wallet.
Guaranteed Input Payback: The initial YEM input amount is guaranteed to be returned at the end of the program term.
Borrowed Input Option: Participants can borrow the input amount interest-free, but less 20% of the net ROI is paid to the borrower.
Find MORE details at ( https://sdam.club )

THE 5 PROGRAMS (SDAM´s DeFi with YEM DigitalCurrency)
PROGRAM 1: 12 MONTHS
Signup Phase: July 1, 2025 – September 15, 2025 (or earlier when sold out)
Active Phase: October 1, 2025 – September 30, 2026
Payback Date: On or before October 15, 2026
Details: Aims for a 25% return on the input value. At the end of 12 months, the input (YEM) is returned, plus a target profit of CHF (visit https://SDAM.club to check the target profits)

PROGRAM 2: 24 MONTHS
Signup Phase: July 1, 2025 – September 15, 2025 (or earlier when sold out)
Active Phase: October 1, 2025 – September 30, 2027
Payback Date: on or before October 15, 2027
Details: Aims for a 75% return on the input value. At the end of 24 months, the input (YEM) is returned, plus a target profit of CHF (visit https://SDAM.club to check the target profits)

PROGRAM 3: 36 MONTHS
Signup Phase: July 1, 2025 – September 15, 2025 (or earlier when sold out)
Active Phase: October 1, 2025 – September 30, 2028
Payback Date: on or before October 15, 2028
Details: Aims for a 125% return on the input value. At the end of 36 months, the input (YEM) is returned, plus a target profit of CHF (visit https://SDAM.club to check the target profits)

PROGRAM 4: 48 MONTHS
Signup Phase: July 1, 2025 – September 15, 2025 (or earlier when sold out)
Active Phase: October 1, 2025 – September 30, 2029
Payback Date: on or before October 15, 2029
Details: Aims for a 200% return on the input value. At the end of 48 months, the input (YEM) is returned, plus a target profit of CHF (visit https://SDAM.club to check the target profits)

PROGRAM 5: 60 MONTHS
Signup Phase: July 1, 2025 – September 15, 2025 (or earlier when sold out)
Active Phase: October 1, 2025 – September 30, 2030
Payback Date: On or before October 15, 2030
Details: Aims for a 300% return on the input value. At the end of 60 months, the input (YEM) is returned, plus a target profit of CHF (visit https://SDAM.club to check the target profits)

HOW IT WORKS (SDAM´s DeFi with YEM)
Active Phase:
Starting October 1, 2025, the Swiss Digital team of asset managers will use the deposited YEM Digital Currency (the input) of all participants as collateral for different business activities, aiming to achieve the target ROI.

Payback:
At the end of the program term, the input amount is guaranteed to be returned in YEM. The achieved ROI (profit) is paid in digital Swiss Francs (CHFD) on top of the input, deposited to the participants´ wallets not later than 2 weeks after end of the Active Phase.

If the input was borrowed, 20% of the ROI is deducted and paid to the borrower. Each Wallet Holder can convert the received CHFD into any other digital fiat currency, or any other digital asset available at the Digital Exchange Center. Additionally, any positive balance of a digital currency can be transferred to a bank account in the name of the Wallet Holder (fees and minimums apply).

PROJECTED BENEFITS (SDAM´s DeFi with YEM Your Everyday Money)
Guaranteed Input Payback: Ensures the initial investment is safe, eliminating the risk of loss.
Flexible Borrowing: Interest-free borrowing allows participation without upfront capital, though with a 20% ROI share.
High Target Returns: Target ROIs range from 25% to 300%, with an average annual growth of 30.38%.
Digital Currency Integration: Using YEM aligns with modern digital wallet trends.
Fiat Currency ROI: The return on input (ROI) is paid in fiat currency (Swiss Francs)
Borrowing Trade-Off: No YEM - No Problem, just borrow YEM with CERO interest and the cost of Borrowing reduces net ROI by 20%, the net final profits it’s your to keep.
General Limitation: Only 5,000 spots per program are available.

IMPORTANT: With immediate effect, members can join a waiting list for up to 100 blocks of 5 programs, go to: https://SDAM.Club

Commissions on all orders CHF4,00 per program are credited immediately to you Digital Wallet ( https://digitalwaller.center ) after payment is received to the digital wallet of the inviter. Please check your wallets, you can use these commissions to fund your participation on any of SDAM Club programs, so (NO Money - No Problem)

*Take your first step toward financial innovation Today!

In conclusion, DeFi and digital currencies like YEM are paving the way for a more inclusive and efficient financial future. By leveraging blockchain technology, they empower individuals and businesses with greater control, transparency, and accessibility. Ready to explore how digital assets can work for you?
To learn how digital assets and RWA (Real World Assets) are revitalizing undervalued sectors and unlocking hidden value, visit DigitalAssets.Foundation for experts’ analysis and to receive a FREE consultation.

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